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Attention Seniors!

*Medicare Advantage Plans *Medicare Supplement Plans * Hospital Indemnity Plans *Part D Drug Plans

Your Number 1 Source For Information and Enrollment in any of the plans above.
We'll help you find the plan and the company that best fits your needs from a wide variety of plans and companies available throughout Georgia.

There's some great basic information on your Medicare options below. If you have any questions give us a call or send us an email. We'll answer any questions you have and help you enroll in the plan of your choice either in person, online or over the phone.

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 Steve and Melissa, your Senior Insurance Specialists.

Ronald "Stephen" Mills
Georgia License #511360
Phone 770-853-1195

Melissa R. Mills
Georgia License #3089693
Phone 770-855-8379

***Medicare Basics*** A Brief and Simple Explanation of Your Medicare Options

For a brief explanation of Medicare Insurance visit:

http://www.MedSuppBasics.com/NBBG9

Here you'll lean about Original Medicare Parts A & B, Advantage Plans (Part C), Drug Plans (Part D) and Supplemental (Medigap) Insurance. There is a 5 minute video that you can watch that does a good job of explaining all of this for you.

If you have any questions just give us a call or send an email to steve@agentmills.com

Would you like to see what Medicare Advantage and Stand-a-long Part D Drug Plans are available in your county and their rates?. Just visit:

http://www.medicareful.com/stevemills

or

http://www.medicareful.com/mmills

Enter your zipcode and click on Get Started. If you have questions give us a call.

MEDICARE PLANS

Confused about your medicare plan options? You're not alone. It's complicated.  We're here to help you go over your options and help you pick the best plan to meet your needs and budget. Whether you're better off with just original medicare, a medicare advantage plan or a  medicare supplement (medigap) plans A-N, We'll go over all of them with you and help you with your decision.  As independent agents we have lots of companies for you to choose from including Aetna, Anthem BlueCross, Cigna HealthCare, Clover, Humana, Mutual of Omaha, United HealthCare, Wellcare and more.

If you're still working, We'll help you decide whether you're better off staying with your employer's plan or enrolling in a Medicare plan which could reduce your premiums and lower your copays, deductibles, coinsurance and out of pocket exposure.

Give us a call and we will answer any question you have and if needed arrange a one-on-one appointment at our office, your home or a nearby coffee house. We look forward to working with you.

Click here to view and download "Scope of Sales" Appointment Form

Life Insurance

There are two basic kinds of life insurance, term and various types of permanent policies.  With term insurance you purchase coverage for a set number of years and then the policy expires. It's sort of like renting a house instead of buying one. You build up no equity with a term policy. The premiums are relatively cheap allowing young people to buy a lot of coverage for a small premium and is great for young families that need a lot of coverage when they have children still in the home.

Permanent insurance, when designed properly, are expected to last your life and eventually pay a death benefit to your selected beneficiaries. The premiums are higher than term as you are not only paying for the pure death risk but also additional funds to build up equity (also called cash value) in the policy.

Our favorite type of permanent life insurance is a Indexed Universal Life policy. When structured right these can allow you to be your own bank or you can use it for tax-free retirement funds. Your equity grows based on a selected stock market index like the S&P 500 where you share most of the increases but never any of the decreases. Every family should consider having one of these in their financial plan.

 

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